Studi Faktor Determinan Keputusan Investasi Generasi Milenial Pada Aset Kripto

https://doi.org/10.37476/akmen.v19i2.2927

Authors

  • Khaerunnisa Nur Fatimah Syahnur Institut Teknologi dan Bisnis Kalla
  • Syarief Dienan Yahya Sekolah Tinggi Ilmu Ekonomi Yayasan Pendidikan Ujung Pandang

Keywords:

Crypto Asset, Financial Behavior, Financial Knowledge, Investment Decisions

Abstract

The growth trend of investing in crypto assets dominated by the millennial generation is increasing every year, making research that analyzes the determinants of this phenomenon is increasingly interesting to study. This study aims to try to analyze the factors that influence the millennial generation's investment decisions in crypto assets through gender, age group, and financial knowledge as independent variables. This study involved 252 millennial respondents who had read, researched, or understood about crypto assets. The research data was processed using a binary logistic regression model using statistical analysis software SPSS (Statistical Package for the Social Sciences). The results show that partially gender and age group variables have no effect on millennial generation's investment decisions in crypto assets. On the other hand, the financial knowledge variable has a significant influence on the millennial generation's investment decisions on crypto assets

References

Adler Haymans Manurung. (2012). Reksa Dana Investasiku, Jakarta: Penerbit Buku. Kompas (PBK)

Agarwal, Priyanka., Kureel, Radhika Choudhary., & Yadav, Dr.Suman. (2017). A Study on Future Plan for Increasing Financial Literacy Among People. Global Journal of Finance and Management, Vol. 9, Number 1, 29-38

Annamaria Lusardi and Peter Tufano. (2015). Debt Literacy, Financial Experiences, And Overindebtedness. Journal of Pension Economics & Finance. Volume 14, Special Issue 4.

Annamaria Lusardi dan Mitchell (2011). Financial Literacy Around the World: An Overview. Journal of Pension Economics & Finance, Volume 10, Issue 4, October 2011, Pp. 497 – 508

Azhar, Z., Azilah, N., & Syafiq, A. (2017). Investment Awareness Among Young Generation. Proceedings of the International Conference on Business and Management Research (ICBMR-17). https://doi.org/10.2991/icbmr-17.2017.12

Barasinska, N., & Schäfer, D. (2017). Gender role asymmetry and stock market participation – evidence from four European household surveys. The European Journal of Finance, 24(12), 1026–1046. https://doi.org/10.1080/1351847X.2017.1371622

CNN Indonesia. (2021). Transaksi Kripto Di RI Melejit Tembus Rp478,5 T Per Juli 2021. Diakses Tanggal 10 Januari 2022. Tersedia Pada Tautan Https://Www.Cnnindonesia.Com/Ekonomi/20210824155258-92-684692/TransaksiKripto-Di-Ri-Melejit-Tembus-Rp4785-T-Per-Juli-2021.

Coinmarketcap.Com. (2022). Tersedia Melalui Tautan: Https://Coinmarketcap.Com/Id/ Diakses Tanggal 10 Januari 2022

Dohmen, T., Falk, A., Huffman, D., Sunde, U., Schupp, J., & Wagner, G. G. (2011). Individual risk attitudes: Measurement, determinants, and behavioral consequences. Journal of the European Economic Association. https://doi.org/10.1111/j.1542-4774.2011.01015.x

Eduardus Tandelilin. (2017). Pasar Modal Manajemen Portofolio & Investasi, Depok: PT. Kanisius.

Frank, Robert. (2021). Millennial Millionaires Plan to Add More Crypto In 2022, CNBC Millionaire Survey Finds. Diakses Tanggal 10 Januari 2022. Tersedia Melalui Tautan: Https://Www.Cnbc.Com/2021/12/16/Millennial-Millionaires-Plan-To-Add-MoreCrypto-In-2022.Html

Halko, M.-L., Kaustia, M., & Alanko, E. (2012). The gender effect in risky asset holdings. Journal of Economic Behavior & Organization, 83(1), 66–81. https://doi.org/10.1016/J.JEBO.2011.06.011

Harsha Jariwala. (2015). Analysis of Financial Literacy Level of Retail Individual Investors of Gujarat State and Its Effect on Investment Decision. Journal of Business & Finance Librarianship 20(1-2):133-158.

Jogiyanto, (2014). Teori Portofolio Dan Analisis Investasi (Edisi Ke 10). Yogyakarta: BPFE.

Jonathan, Reynard Dan Sumani, (2021). Millenial Investment Decision Analysis. Business and Entrepreneurial Review. Volume 21 Nomor 2. ISSN: 0853-9189, E-ISSN: 22524614.

Kim, K. T., Anderson, S. G., & Seay, M. C. (2019). Financial Knowledge and Short-Term and Long-Term Financial Behaviors of Millennials in the United States. Journal of Family and Economic Issues, 40(2), 194–208. https://doi.org/10.1007/s10834-018-9595-2

Kunaifi, Aang Dan Ahnan Naufal Fadlil Akbar. (2019). Financial Knowledge and Millennials Investing Behaviors in Indonesia. Jurnal Sosial Humaniora. Special Edition 2019. ISSN (1979-5521) E-ISSN (2443-3527)

Mochammad Rizaldy Insan Baihaqqy, Sugiyanto. (2020). Investment Decisions of Investors Based on Generation Groups: A Case Study In Indonesia Stock Exchange. Coopetition: Jurnal Ilmiah Manajemen. Vol X1 No 3. E-ISSN: 2615-4978, P-ISSN: 2086-4620

Muniya Alteza, Mugi Harsono. (2021). Keuangan Keperilakuan: Telaah Atas Evolusi Teori Dan Studi Empiris. Jurnal Ilmu Manajemen. Volume 18 Nomor 1. P-ISSN: 16837910. E-ISSN: 2549-0206.

Nakamoto, S. (2008) Bitcoin: A Peer-To-Peer Electronic Cash System. Https://Bitcoin.Org/Bitcoin.Pdf

Nur Laila Dan Nyoman Trisna Herawati. (2021). Pengaruh Persepsi Kebermanfaatan, Kemudahan Dan Keamanan Terkait Uang Elektronik Terhadap Kepuasan Penggunaan E-Money. JIMAT (Jurnal Ilmiah Mahasiswa Akuntansi) Universitas Pendidikan Ganesha, Vol: 12 No: 02 Tahun 2021 E- ISSN: 2614 – 1930.

Patil, Pratim S. (2019). Attitude of The Millennial Generation Towards Cryptocurrency. Dublin Business School. Dissertation.

Pilcher J. (2017). Women of Their Time: Generation, Gender Issues and Feminism. New York. Rotledge.

Sinta Aryani, Cici Cintyawati. (2018). Faktor-Faktor Yang Mempengaruhi Keputusan Investasi Mahasiswa Dengan Latar Belakang Pendidikan Yang Berbeda: Studi Kasus Di Kota Bandung. JURNAL REKAYASA SISTEM DAN INDUSTRI. Volume 05 No 02. E-ISSN: 2579-9142 P-ISSN: 2356-0843

Sugiyono. (2013). Metodelogi Penelitian Kuantitatif, Kualitatif dan R&D. Bandung: Alfabeta

Yahya, S. D., & Yulianto, H. (2018). Burnout sebagai implikasi konflik peran ganda (pekerjaan-kuliah) pada mahasiswa yang bekerja di kota Makassar. AkMen Jurnal Ilmiah, 15 (4), 564–573.

Yanuar Surya Putra. (2019). Theoritical Review: Teori Perbedaan Generasi. Jurnal Ilmiah Among Makarti. Vol 9, No 18, 123 - 134.

Zannah, Lailatul. (2019). Pengaruh Pembelajaran Manajemen Keuangan Dan Pendapatan Terhadap Perilaku Keuangan Melalui Literasi Keuangan Pada Mahasiswa Program Studi Manajemen Angkatan 2015 Universitas Muhammadyah Malang. Thesis, University of Muhammadiyah Malang.

Published

2022-08-31

How to Cite

Syahnur, K. N. F., & Yahya, S. D. (2022). Studi Faktor Determinan Keputusan Investasi Generasi Milenial Pada Aset Kripto. AkMen JURNAL ILMIAH, 19(2), 144–153. https://doi.org/10.37476/akmen.v19i2.2927